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If you want to invest your money in the long term and also want good returns then there are various investment options. You can invest money in these options and will witness the growth of your money as well. From mutual funds to investing in real estate, there are many ways to save and get great returns as well.

Mutual Funds

Mutual Funds are investment tools and a group of investors pool their money to buy assets like stocks, bonds or other securities. This is overseen by a professional fund manager who uses the pooled money to buy various investments on behalf of these investors. One can also consider investing money in a Systematic Investment Plan (SIP) which allows investors to regularly contribute a fixed sum instead of lumpsum. There are also many small-cap or mid-cap funds whose annual returns exceed 20 to 25 per cent.

Debt Instruments

A debt instrument is an asset that individuals, companies and governments use to raise money or to generate income. Investors offer fixed-income asset issuers a lump sum of money and in return get interest payments at regular intervals. The interest is decided in advance. In this, you are the one giving a loan to a company or institution. This is a great option and will ensure higher returns. The responsibility of returning the money is on the company or institution and you can earn money through long and short-term options.

Gold and Silver

Gold and silver are one of the biggest assets one can have. Even the currency of the country is backed by gold. That means it is the most secure asset. In terms of return, gold and silver can never disappoint. There are various schemes available to invest in gold. You can also consider investing in digital gold and sovereign gold bonds.

Stock Market

You can also earn a high return of income from the stock market. But, it is important to know that to make good money from the stock market, one needs to also be aware of the happenings of the stock market. If you have invested in a stock with a high return of income, then you can leave it for a long time and can get returns of up to 100-200 per cent.

Real Estate

Just like gold, real estate is also a physical asset that assures a good return on investment. If you have land or a house, you can earn monthly income by putting your house on rent.

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