Saving money during festive season shopping can be quite challenging thanks to the enticing deals and discounts offered by retailers. However, with a bit of planning and some smart strategies, you can make your festive shopping both enjoyable and economical.
First and foremost, planning your purchases is crucial. Make a list of items you need in order of priority. A shopping list will prevent impulsive purchases, save time and reduce overspending. Also, budgeting for your festival expenses can help you prioritise spending and ensure you only purchase things you can afford.
Take advantage of festive deals, sales and discounts. During the festive seasons, retailers offer huge discounts and attractive deals. It’s a great opportunity to buy the items on your list at a fraction of their original price. However, it’s important not to get swayed by the discounts, only buy what’s needed.
Price comparison can also lead to big savings. Different retailers may have different prices for the same product. By comparing prices online or at different stores, you can find the most affordable prices and save money.
Festive seasons are also a great time to use cashback and rewards on your credit cards. Several banks offer rewards or cashback on purchases made through their cards during festive seasons. Make sure to check and utilise such offers. Besides, you also get the UPI Cashback Bonanza these days. The rising popularity of UPI payments has brought about a revolution in the way we save during festive shopping. It’s like receiving a gift for every purchase you make, whether you’re buying household essentials, picking out gifts for your loved ones, or treating yourself to a little indulgence.
